Because most collge students are using loans to finance their college education, the debt level of recent graduates is rising rapidly. On average, studentd graduate owing $12,000-16,000 in student loans and another $2,000 in each credit card debt. Is this the price you have to pay for higher education, or can you avoid college debt in the first place?
The secret to avoiding college debt is to plan wisely and take advantage of the may opportunities to reduce college costs before and during your college years.
Planning ahead
You can avoid college debt by making wise high school decision:
Take advanced placement classes
Take all the advanced placement classes you can in high schoo--every AP exam you pass means one less class you need to take in college.
Keep your grades up
Scholrships can be competitive, and even the grades you make early in your high school years cam mean the difference in winning or losing. Dont't make the mistake of thinking you can save the hardwork for your junior and senior years!
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